I will admit I came to the reallusion family of software more out of sheer curiosity than necessity.

Where are the cc4 base models?
What is in the base model folder can't be it right? 

These base models are very, very, very bad.
Anatomy wise. They are fine for 6-8+ years ago. But not now. 
NO way.
Hands, arms, shoulders, chest, necklines...the entire upper bodies and lower face, especially the mouth, are HORRIBLE. Let's be frank.
I saw this after purchase and dropped it immediatly. 

Now, some months later, 
it feels a little akward to ask for something in a 4.5(!) release.
Is this a joke?

iClone is fine. Going places. Obviously. The right places? Up to other people to judge. There is a idea. 
Please put some resources into this.

You can load other 3D characters if you want. The current base mesh is primarily for realtime visualization, therefore it's having only a low polygon count.