This is my final submission,
I created from this refrence below

After that i used the cc3 base in cc4 below

After that i used skingen tools and headshot to get my preferred character,i used skingen veins to create a unique skin as below


i then upscaled the texture in topaz to give it more detail as below


After that i went into zbrush to create earings and necklace

After that i used blender to further sculpt a little

I then used Clo3d to make the clothes and posed the character in iclone to give a pose that i need by using the iclone to blender tools


i then rendered the character in blender and these are the final images