Hi Steve
Thanks for explaining more about your requirements.
If you have the Pipeline version then you can use the PSD Templates to create your characters and then send them to Cartoon Animator 4. Please see the basic tutorial below for help with this.
https://youtu.be/AIQ8ArWQiYcIf you want animated full bodied characters then you will need Cartoon Animator 4. However if you only want a talking head (with shoulders) then CrazyTalk 8 will be an easier and quicker to learn option. With CrazyTalk 8 you are not using sprite based characters, but instead you create a 2D or 3D talking character using a single photo or drawing. Note: CrazyTalk 8 does not support facial motion capture but does feature auto-motion and/or Face Puppet to create facial animation.
Regarding buying characters packs from the Marketplace, this will certainly be the best option if you are new to character creation or image editors in general. The character pack you linked to can be used with facial mocap so they will be ready to go from the outset.
Peter
Forum Administrator
www.reallusion.com