hcameron90 (3/26/2019)
Nevermind I saw on the forum how import accessory without needing the FBX key.
so for anyone who had this problem
just go to Create>Accessory instead of Create>Cloth,Hair,Acc...This is a change in 3.04.
The name-giving of the option is unfortunate because you also need to use this for any clothing or other items that you want to bring into CC3 as OBJ file.