how i can make an beard step by step for CC character via this attached prop?

Hai friends ,
Any way how make CC Character " Cloth or Accesories " ;
For the example :
- Prop attach to CC head   ( Beard as accesories )    ( make inside iClone nothing import " Prop " )
  Make beards base 2D picture  ( use surface plan ) , then use displacement

- Import via Character Creator as " Cloth "    ( use Blender , Maya , 3D max etc )  -------> Beard as cloth 
- Import Beard via 3Dxchanges  ------->   Fbx or Obj File  ( import as prop then attach on CC head will be " CC Accesories ' )

Maybe help 

the most important thing for beard is affect by facial morphs !! howto do that?