I've answered some of your questions in your other post. You might also find more answers if you read through
this thread.
Regarding your last question, you can not use clone cloth on any DAZ figures, but you can use iClone accessories and props.
Gerry
System: Win 10 Pro (21H2), Asus X99-E WS, CPU i7-5930K -3,5 GHz, 32 GB DDR4 2666-16 RAM, NVidia GTX 1080 Ti GPU - 11 GB VRAM(Driver Studio-536.99), Samsung 850 Pro 512 GB SSD, 6 TB HD storage.